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Charleston Reverse Mortgages

Shop for the best Reverse Mortgage options in Charleston, South Carolina and the surrounding areas.

Meet Cheri Williams

Cheri Williams Reverse Mortgages

Cheri Williams

Reverse Mortgage Specialist

NMLS #506582

(843) 408-1038



Shop for the best reverse mortgage deals in Charleston, South Carolina.

Cheri Williams and Success Mortgage Partners are one of Charleston’s great teams to talk with if you are curious about a reverse mortgage – from Wando to James Island and throughout Charleston and Berkeley Counties.

For more than 11 years, Cheri has been helping seniors and their families understand how a reverse mortgage can provide an alternate solution to help fund an array of financial needs, as well as fit into an overall retirement plan.

She focuses on how the reverse mortgage for purchase can be used to downsize or right-size, increase purchasing power, reduce monthly expenses and preserve cash assets.

Her first priority is education while remaining a trusted as well as patient advisor for her clients.

Cheri appreciates that deciding whether or not to take up a reverse mortgage is an emotional and extremely important decision.

She is passionate about aging issues and is an active member of the Lowcountry Senior Network, a volunteer driver for Senior Ride Charleston and chair of the Education Initiative for the Greater Charleston Chapter of the National Aging in Place Council.

Her primary role is to schedule and provide educational presentations on preparing for “aging in place” throughout the Charleston area.

Charleston, South Carolina
Caption: Charleston, South Carolina. Credit: Flickr

She is also involved in the business community as a member of the Mt. Pleasant Business Association, is an active member of her church, has a bachelor’s degree in music therapy and has completed a master’s program in clinical psychology.

What is a reverse mortgage?

A reverse mortgage is a premium loan product capable of reversing the fortunes of seniors who find themselves under financial duress.

As long as they have equity in their property and are at least 62 years of age, they can apply for a reverse mortgage which will allow them to convert that equity into a brand new income stream.

It is perfect for seniors who have the majority of their money tied up in their house and are finding it difficult to meet day to day living expenses.

Retirees who fear having to downsize just to see out their retirement can put those worries aside and continue to enjoy living in their family home.

They may even enjoy a more comfortable standard of living.

Homeowners can be paid in many different ways including monthly installments, a lump sum or a line of credit with a combination of all three also an option.

As long as the terms of the loan are met, it does not require repayment until either the homeowner sells the home or the last surviving borrower passes away.

It is one of the canniest ways seniors can put their money worries behind them.

House prices have risen significantly in the last couple of years and Charleston has enjoyed an enormous bump of 22.3 percent in the 12 months to an average of $531,366* (

Already, some 1,078 Charleston residents have purchased a reverse mortgage with 97 buying one in the last 12 months*.

About Charleston, South Carolina

Founded in 1670 as Charles Town in honor of King Charles II of England, the city was originally situated on the west side of the Ashley River at Albemarle Point but moved to its present location on Oyster Point in 1680.

It changed its name to Charleston in 1783 when it was incorporated as a city.

It consists of six distinct districts - Downtown, West Ashley, Johns Island, James Island, Cainhoy Peninsula and Daniel Island.

Still one of America’s top 10 most populated cities at the 1840 census, it now has a population of only 150,000 with a metropolitan area extending that figure to 800,000, now 74th in the country.

The city’s culture is a melting pot of southern US, English, French and West African influences lending it a vibrant cuisine and music scene.

The Charleston dance was named after the city when a 1923 song by the same name from the Broadway show “Runnin’ Wild” became popular.

Visitors enjoy walking along The Battery from Waterfront Park, admiring the beautiful seawall that decorates Charleston’s southern tip at Oyster Point.

Contact your Charleston reverse mortgage lender today.

Cheri and her Success Mortgage team are excited to talk with anyone who thinks a reverse mortgage might help them out of a bind.

If that’s you, please call her at (843) 408-1038 and she will be only too pleased to help you any way she can.

*As at December 2022


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